CHOOSE THE TYPE OF FINANCING YOU WANT TO OFFER:

OPTION 1
Direct to Merchant

OPTION 2
Direct to Consumer

HOW IT WORKS

Your customer applies and after approval, YOU, the business owner (merchant) will receive the funds directly from the lender in 2-3 days.
Your customer applies and after approval, the applicant will receive the funds directly from the lender in 2-3 days and then your customer pays you.

HIGHLIGHTS

  • Finance up to $35,000
  • Loan Terms of up to 120 months
  • Approvals down to 600 credit score*
  • Up to 3 lenders per industry
  • Merchant Fees from 3% - 12%
  • APRs starting at 0% - Same as cash offers available
  • Finance up to $100,000
  • Loan Terms of up to 72 months
  • Approvals down to 515 credit score*
  • 12 Lenders, no industry restrictions
  • Merchant Fee - flat 5% per loan
  • APRs starting at 5.99%

MERCHANT REQUIREMENTS

  • Must be in business at least 6 months
  • 620 Transunion FICO score
  • At least $250,000 ASR (annual sales rev)
  • No felonies/financial crimes last 20 years
  • Active state business registration
  • No current active lawsuits/litigation
  • No Personal/Business Credit merchants
  • No underwriting requirements
  • All merchants approved

WHAT YOU GET

  • 1-on-1 training with Account Manager
  • Merchant Portal to send unique offers
  • Track applications of each customer
  • Payments directly from lender
  • Instant Chat available in Merchant Portal
 

$495 setup fee

$50/mo
GET STARTED
  • Co-branded webpage to send customers (view example)
  • Unique application page link
  • Track applications of each customer
  • Agreement to retrieve funds from customer
 

$495 setup fee

$50/mo

OPTION 1
Direct to Merchant

HOW IT WORKS

Your customer applies and after approval, YOU, the business owner (merchant) will receive the funds directly from the lender in 2-3 days.

HIGHLIGHTS

  • Finance up to $35,000
  • Loan Terms of up to 120 months
  • Approvals down to 600 credit score*
  • Up to 3 lenders per industry
  • Merchant Fees from 3% - 12%
  • APRs starting at 0% - Same as cash offers available

MERCHANT REQUIREMENTS

  • Must be in business at least 6 months
  • 620 Transunion FICO score
  • At least $250,000 ASR (annual sales rev)
  • No felonies/financial crimes last 20 years
  • Active state business registration
  • No current active lawsuits/litigation
  • No Personal/Business Credit merchants

WHAT YOU GET

  • 1-on-1 training with Account Manager
  • Merchant Portal to send unique offers
  • Track applications of each customer
  • Payments directly from lender
  • Instant Chat available in Merchant Portal

$495 setup fee

$50/mo
GET STARTED

OPTION 2
Direct to Consumer

HOW IT WORKS

Your customer applies and after approval, the applicant will receive the funds directly from the lender in 2-3 days and then your customer pays you.

HIGHLIGHTS

  • Finance up to $100,000
  • Loan Terms of up to 72 months
  • Approvals down to 515 credit score*
  • 12 Lenders, no industry restrictions
  • Merchant Fee - flat 5% per loan
  • APRs starting at 5.99%

MERCHANT REQUIREMENTS

  • No underwriting requirements
  • All merchants approved

WHAT YOU GET

  • Co-branded webpage to send customers (view example)
  • Unique application page link
  • Track applications of each customer
  • Agreement to retrieve funds from customer

$495 setup fee

$50/mo

WANT THE BENEFIT OF BOTH OPTIONS?

$795 setup fee

$75/mo
GET STARTED
* PLEASE NOTE: Loan approvals are subject to credit profile approval, not just a credit score, as well as other factors like Debt-to-Income Ratio and employment status. Both options above will result in a soft pull on your applicants so applying will not affect their credit score.

Novae is a fintech solution for consumers and small businesses nationwide. Founded in 2014, we serve clients across all 50 states including Puerto Rico.

We provide the following services:

Your Novae Representative

JamalFlono

Sales Director
Tel: 6782627037

Get in touch with us

Novae, LLC
1506 Klondike Road Ste 403
Conyers, GA 30094

Phone: (678) 750-3787
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Novae Money

Novae is a fintech solution for consumers and small businesses nationwide. Founded in 2014, we serve clients across all 50 states including Puerto Rico.

Novae, LLC BBB Business Review
We provide the following services:

Get in touch with us

Office Address:
Novae, LLC
1506 Klondike Road Ste 403
Conyers, GA 30094

Phone: (678) 750-3787
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Customer Service Hours:
Mon - Fri: 10am to 4pm EST

Your Novae Representative

JamalFlono

Sales Director
Tel: 6782627037

Stay Connected

© Novae - All Rights Reserved
© Novae - All Rights Reserved