CREDIT CARD OFFERS

BEST CREDIT CARD OFFERS OF 2020



What is the best credit card?

In truth, there is no one-size-fits-all card; the best credit card for you depends on your goals and lifestyle. That’s why the experts at NovaeMoney.com have compiled a list of the best cards in each major category, from cash back and travel rewards to balance transfers and more.

Explore our top picks from our partners and find the best credit card for you.

Choose a card by category



IMPORTANT: Although we recommend having a few credit cards, we also recommend using them responsibly and maintaining a revolving balance of below 30% of your actual credit card limit. There are many benefits to having credit cards other than free money and rewards!

Common Benefits:

  Auto rental insurance
  Extended warranty program
  Travel accident insurance

  Purchase protection
  Price protection
  Lost Luggage reimbursement

  Concierge service
  Roadside assistance
  Free credit score

Factors to consider when choosing the best credit card

When you are ready for a new credit card, you'll first want to identify which type is right for you. With the right card, you can earn hundreds of dollars per year, build your credit or enjoy special travel benefits. Here are 7 questions to ask yourself in your endeavor to choose the best card.

Want to build credit?

Most credit cards, including cards for authorized users, allow you to build credit. But check with the card issuer to make sure they'll report your credit habits to the 3 major credit bureaus. Cards for consumers with bad or thin credit can help with this.

Paying a lot of interest and fees?

A balance transfer card helps take away the sharp edges of credit card debt, although you still need to pay off the balance before the 0% intro APR offer ends.

Willing to strategize your spending?

With new credit cards being offered or revamped every month, it's worthwhile to take a look at what's in the marketplace and how you can maximize your rewards. Four in 10 Americans told us in our 2018 favorite cards survey they have never changed their favorite card, and that's a terrible idea. Instead, by updating your wallet, you can use the best card for the best situation and max out your rewards.

Specific categories you often use?

Some cards, such as the Amex Blue Cash Preferred, offer improved rewards year-round on such categories as gas and groceries.

Want to use it and forget it?

For those of us who don't want to think about our shopping rewards, some travel and cashback cards reward at a flat rate for all spending.

Travel your thing?

If you plan to travel often (or even occasionally), some cards reward for worldwide travel and restaurants, such as the Chase Sapphire cards. Flat rate travel cards are also available.

Have a favorite brand?

Express yourself with a card that delivers miles for using your hotel or airline brand of choice.

Enjoy convenience

Even if you have great credit, a credit card is a great financial choice for the consumer on the go. Imagine just grabbing your keys, driver license and credit card on the way out the door. Nothing easier, right?

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Office Address:
Novae, LLC
1257 Commercial Drive SW Ste B
Conyers, Georgia 30094
Phone: (678) 750-3787
Email: support@novaemoney.com

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