NOVAE'S BUSINESS FUNDING PROGRAM

Novae offers funding for businesses in ALL 50 STATES NATIONWIDE!

** The below program minimums are a general guideline and funding approvals will be based on the health of your personal and or business credit profile. If your credit file has little to no credit, it will be hard to gain an approval. If your credit profile has credit card utilization above 30%, credit line approval will be more challenging. If your debt-to-income ratio is above 50%, all loan programs will be challenging to gain approval. Make these considerations before applying. If you have general questions before applying, email This email address is being protected from spambots. You need JavaScript enabled to view it..

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* Not yet available for Business StartUp Funding

Business Cash Advance

If you accept credit cards or have regular bank deposits, you can get funding advanced to you for up to 200% (twice) of the amount of your monthly deposits.

Min Credit Score:	550
Min Time in Business:	6 months
Min Monthly Rev:	$8,000/mo
Funding Range:	up to $10 Million

Get Started

Business Term Loans

All types of loans, including SBA Express, 7(A), Equipment Financing, Franchise Loans, Purchase Order Loans, Real Estate backed loans and even more...

Min Credit Score:	650+
Min Time in Business:	2+ years
Min Monthly Rev:	$20,000/mo
Funding Range:	up to $5 Million

Get Started

Business Line of Credit

Money available to "draw" against that's deposited into your bank account. Repayment plan based on what you borrow. Access to balance.

Min Credit Score:	650+
Min Time in Business:	2+ years
Min Monthly Rev:	$20,000/mo
Funding Range:	up to $250,000

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Invoice Factoring

Sell your accounts receivable to a lender at a discount, which the lender in turn provides an advance on payments for outstanding invoices.

Min Credit Score:	530+
Min Time in Business:	3 months
Min Monthly Rev:	$40,000/mo
Funding Range:	up to $5M per month

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Business StartUp Funding

Novae offers Unsecured Business Funding & Small Business Loans

Min Credit Score:	680+
Min Time in Business:	NONE
Min Monthly Rev:	0 to $4k
Funding Range:	up to $150,000

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Commercial Real Estate Loans

Property Types offered: Retail, Mixed Use, Industrial, Warehouse, Multi-family, and SFR 1-4

Must own personal residence

Min Credit Score:	660+
Funding Range:	up to $150 Million

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Equipment Financing

For financing new or used equipment and their associated soft costs.

Min Credit Score:	700+
Min Time in Business:	4 months of business bank statements
Min Monthly Rev:	$8,000/mo
Funding Range:	$1k to $20M

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Rapid SBA

Fastest access to an SBA loan with streamlined processes and documentation. Get pre-qualified today..

Min Credit Score:	720+
Min Time in Business:	3+ years
Min Monthly Rev:	$14,000/mo
Funding Range:	up to $150,000

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CDFI Term Loans

Funding for Underserved Communities - including business owners of color, low-income owners, and women.

Min Credit Score:	580+
Min Time in Business:	3+ months
Min Monthly Rev:	$6,000/mo
Funding Range:	up to $100,000

Get Started

* If you are close to the above requirements, some exceptions can be made. Some funding types accept co-signers.

Learn From Our Business Credit Expert

Ready to get serious about knowing what's necessary to gain access to the capital you need for your business? Take a look at this 80 minute webinar with Novae's CEO Reco McCambry that he normally does around the country LIVE! It is sure to give you the details of what you need from A to Z, guaranteed!