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CHOOSE THE TYPE OF FINANCING YOU WANT TO OFFER:

OPTION 1
Direct to Merchant
(DTM)

OPTION 2
Direct to Consumer
(DTC)

OPTION 3
Coaching & Consulting
(DTM)

HOW IT WORKS

Your customer applies and after approval, YOU, the business owner (merchant) will receive the funds directly from the lender in 2-3 days.
Your customer applies and after approval, the applicant will receive the funds directly from the lender in 2-3 days and then your customer pays you.
Your customer applies and after approval, YOU, the business owner (merchant) will receive your funds minus the merchant fees directly from the lender in 2-3 days.

HIGHLIGHTS

  • Finance up to $25,000
  • Loan Terms of up to 60 months
  • Approvals down to 620 credit score
  • Merchant Fees from 6.99%
  • APRs starting at 5.99% - Same as cash offers available
  • Finance up to $100,000
  • Loan Terms of up to 72 months
  • Approvals down to 515 credit score*
  • 12 Lenders, no industry restrictions
  • Merchant Fee - flat 5% per loan
  • APRs starting at 5.99%
  • Finance from $1,000 up to $17,000
  • No Credit Check (everyone’s approved!)
  • 12 months same-as-cash program
  • Loan terms up to 24 months
  • Finance up to 100% of your clients
    View Rate Sheet
  • Create more impact by helping more people

MERCHANT REQUIREMENTS

  • Must be in business at least 12 months
  • 620 Transunion FICO score
  • At least $250,000 ASR (annual sales rev)
  • No felonies/financial crimes last 20 years
  • Active state business registration
  • No current active lawsuits/litigation
  • No underwriting requirements
  • All merchants approved
  • Must be US-based business at least 12 mos
  • 620 minimum Transunion FICO score
  • $30,000+/mo in product/service sales
  • No bankruptcies/foreclosures in last 3 yrs
  • Active state business registration
  • No current active lawsuits/litigation/liens
  • Able to provide current financial paperwork

WHAT YOU GET

  • 1-on-1 training with Account Manager
  • Merchant Portal to send unique offers
  • Track applications of each customer
  • Payments directly from lender
  • Co-branded webpage to send customers
    view example
  • Unique application page link
  • Track applications of each customer
  • Agreement to retrieve funds from customer
  • 1-on-1 training with your own Account Manager
  • Merchant Portal to send unique offers
  • Track applications of each customer
  • Payments directly from lender
 

$495 setup fee

$50/mo
 

$495 setup fee

$50/mo
 

$495 setup fee

$50/mo

OPTION 1
Direct to Merchant

HOW IT WORKS

Your customer applies and after approval, YOU, the business owner (merchant) will receive the funds directly from the lender in 2-3 days.

HIGHLIGHTS

  • Finance up to $25,000
  • Loan Terms of up to 60 months
  • Approvals down to 620 credit score
  • Merchant Fees from 6.99%
  • APRs starting at 5.99% - Same as cash offers available

MERCHANT REQUIREMENTS

  • Must be in business at least 12 months
  • 620 Transunion FICO score
  • At least $250,000 ASR (annual sales rev)
  • No felonies/financial crimes last 20 years
  • Active state business registration
  • No current active lawsuits/litigation

WHAT YOU GET

  • 1-on-1 training with Account Manager
  • Merchant Portal to send unique offers
  • Track applications of each customer
  • Payments directly from lender

$495 setup fee

$50/mo

OPTION 2
Direct to Consumer

HOW IT WORKS

Your customer applies and after approval, the applicant will receive the funds directly from the lender in 2-3 days and then your customer pays you.

HIGHLIGHTS

  • Finance up to $100,000
  • Loan Terms of up to 72 months
  • Approvals down to 515 credit score*
  • 12 Lenders, no industry restrictions
  • Merchant Fee - flat 5% per loan
  • APRs starting at 5.99%

MERCHANT REQUIREMENTS

  • No underwriting requirements
  • All merchants approved

WHAT YOU GET

  • Co-branded webpage to send customers
    view example
  • Unique application page link
  • Track applications of each customer
  • Agreement to retrieve funds from customer

$495 setup fee

$50/mo

OPTION 3
Coaching/Consulting

HOW IT WORKS

Your customer applies and after approval, YOU, the business owner (merchant) will receive your funds minus the merchant fees directly from the lender in 2-3 days.

HIGHLIGHTS

  • Finance from $1,000 up to $17,000
  • No Credit Check (everyone’s approved!)
  • 12 months same-as-cash program
  • Loan terms up to 24 months
  • Finance up to 100% of your clients
    View Rate Sheet
  • Create more impact by helping more people

MERCHANT REQUIREMENTS

  • Must be US-based business at least 12 mos
  • 620 minimum Transunion FICO score
  • $30,000+/mo in product/service sales
  • No bankruptcies/foreclosures in last 3 yrs
  • Active state business registration
  • No current active lawsuits/litigation/liens
  • Able to provide current financial paperwork

WHAT YOU GET

  • 1-on-1 training with your own Account Manager
  • Merchant Portal to send unique offers
  • Track applications of each customer
  • Payments directly from lender

$495 setup fee

$50/mo

Novae is a fintech solution for consumers and small businesses nationwide. Founded in 2014, we serve clients across all 50 states including Puerto Rico.

We provide the following services:

Your Novae Representative

Novae Corporate


Tel: 6787503787

Get in touch with us

Novae, LLC
1506 Klondike Road Ste 403
Conyers, GA 30094

Phone: (678) 750-3787
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Novae Money

Novae is a fintech solution for consumers and small businesses nationwide. Founded in 2014, we serve clients across all 50 states including Puerto Rico.

Novae, LLC BBB Business Review
We provide the following services:

Get in touch with us

Office Address:
Novae, LLC
1506 Klondike Road Ste 403
Conyers, GA 30094

Phone: (678) 750-3787
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Customer Service Hours:
Mon - Fri: 10am to 4pm EST

Your Novae Representative

Novae Corporate


Tel: 6787503787

Stay Connected

© Novae - All Rights Reserved
© Novae - All Rights Reserved