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Novae Debt Help

Business Debt Help
on a Limited Budget

• Without Borrowing
• Without Bankruptcy
• Guaranteed Asset Protection

We've helped our clients reduce their payments by an average of 80%.
Minimum requirement of $15k debt
 
 
Novae Debt Help

Business Debt Help
on a Limited Budget

• Without Borrowing
• Without Bankruptcy
• Guaranteed Asset Protection

We've helped our clients reduce their payments by an average of 80%.
Minimum requirement of $15k debt
 

Reduce Business Debt Payments up to 90%

We resolve all types of business debt

Cash Advances

Cash Advances

Taxes

Taxes

Lawsuits

Lawsuits

Vendors

Vendors

Credit Cards

Credit Cards

Judgments

Judgments

Our Guarantee: If you qualify for our guarantee, then the amount you pay back, including our fees, will be less than what you actually owe.

What you can expect from Novae's Business Debt Help program:

Increase your cash flow:
Short-term debt can be converted into a manageable long term plan.

Improve your quality of life:
Let us deal with creditors, collection agencies and attorneys so you can get back to doing what's important, creating revenue, not hiding.

Avoid unnecessary legal fees:
Debts can be settled without the need for attorneys.

Your payments are fixed & affordable:
Cash outlay can be forecast and managed better.

Your consultation is free and requires no obligation to sign up.

Schedule a 30-min phone consultation below. If you're not sure whether this program is right for you, please read the FAQ's below. Minimum requirement of $15k debt.
 

FAQ's

Does my company need restructuring?

Our program is best suited for business owners:

  • That can’t afford their existing debt payments but want to pay them off at a pace they can realistically afford.
  • Who need to protect their assets from aggressive and secured creditors but don’t want to file for bankruptcy.
  • Don’t want to go deeper into debt by borrowing again at high, unsustainable rates.
How does it work?

Basically, what we do is take a large amount of unaffordable debt and make it affordable to you. We take what you can afford monthly, lets call that your budget, and use that to negotiate with the creditors you submit. We do this by offering settlements ranging from pennies on the dollar to payment in full. There are no time limits for settlements. Some creditors may settle after receiving our first set of offers, and others may be resolved later on. You just don't have the cash flow to pay them if they all settle at once. Our goal is to offer affordable repayment terms that fit within your budget. One of the ways we do this is by stretching your repayment terms over time buying time before and after we settle. Most importantly, you can refer harassing calls from collection agencies and attorneys to us so you can get back to work.

What types of debt do you handle?

All types of business debts including Cash Advances, Credit Cards, Suppliers, Loans and Leases. And we routinely settle lawsuits, judgments and secured debts as well. Even with Personal Guarantees.

How much will it cost me to restructure my debt?

We don’t promise any specific outcomes but Clients that completed our program paid back 89% of their debt over 35 months on average. That included the cost of our services.

How long will it take to complete the program?

Our clients finish our program usually between 2-4 years, sometimes faster, sometimes slower. The more you pay monthly, the faster you’ll get out of debt, it’s that simple. But I want to stress that we encourage our clients to use as little as their precious cash flow as possible because when cash flow is tight, it’s better to commit to paying back less, than more. And then, if cash flow improves, you can always pay more and get out of debt faster.

What types of reporting and updating can I expect?

As our client, you'll have 24/7 access to the latest information regarding your restructuring through our secure website. Your Dashboard will give you over a dozen reports regarding your account.

There you will be able to review current account information including:

  • The background and experience of your Restructuring Team.
  • A Comprehensive Creditor Report which details everything you need to know about the status of negotiations and settlements with your creditors. We even divulge the most recent settlements we've made with your creditors.
  • Your Monthly Transaction Statement which shows where every penny of yours is going.
  • Your Rate of Funding: The average monthly rate you've paid back toward your debts. Here you can see the amount you've funded, the gross debt you have in the program and how long you've been in the restructuring.
  • Your Funding Progress: View graphically the consistency of your funding for the previous 12 months.
  • Payments Scheduled for Creditors: Check which creditors are due to be paid according to new settlement terms.
  • Needed Documentation: Pertinent and timely information that CT needs from you in order to optimally resolve your debt.
  • Net Savings and Net Cost: The amount we've reduced your debt by compared to the cost of our services.
  • The Finish Line: Review how much debt you have left and how long it will take to pay that off.
  • And much more.
How will the program affect my credit?

The truth is that Clients may have to temporarily sacrifice their credit score to save their business. Whether they’re in our program or not, their credit score will decline if they don’t pay their debts on time. Our goal is to get them out of debt with payments they can actually afford so they can save their business and continue to provide for their families.

Novae provides debt help in partnership with a licensed debt restructuring platform. Except for a startup cost of $75 per creditor, fees are based on how much a debt is reduced and how much time we are able to buy to pay back the settlement. All fees are deducted from the monthly program funding and are payable over time and without interest. Not all clients complete the program. Estimates are based on prior results and may not match your results. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. Some creditors may write off a debt in its entirety. We do not assume your debts or provide tax, bankruptcy, accounting, legal advice or credit repair services. Our program is not available in all states. The use of debt restructuring services may adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Any amount of debt forgiven by your creditors may be subject to income tax. Clients may withdraw from the program at any time subject to agreed upon fees. Read and understand all program materials prior to enrolling. Only business debts are eligible for enrollment.
Novae is a proud member of the Direct Selling Association and a Signatory of the DSA Code of Ethics. To file a business complaint, email This email address is being protected from spambots. You need JavaScript enabled to view it..
DSA Member
NSBA
Atlanta Black Chambers
Georgia Chamber
Conyers Rockdale Chambers
BBB
Novae Credit and Money
Novae is a fintech company that provides greater access to credit, capital, and entrepreneurship for consumers and small businesses nationwide, with a particular interest in empowering underserved communities, driving financial inclusion! Founded in 2014, we serve clients across all 50 states, including Puerto Rico.

Novae, LLC
1506 Klondike Road Ste 403
Conyers, GA 30094

Phone: (678) 750-3787
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Your Novae Representative

KeeciaWilson

Affiliate
Tel: 2147536547

Connect with Novae
Novae, LLC BBB Business Review
Novae Credit and Money
Novae is a fintech company that provides greater access to credit, capital, and entrepreneurship for consumers and small businesses nationwide, with a particular interest in empowering underserved communities, driving financial inclusion! Founded in 2014, we serve clients across all 50 states, including Puerto Rico.

Novae, LLC
1506 Klondike Road Ste 403
Conyers, GA 30094

Phone: (678) 750-3787
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Your Novae Representative

KeeciaWilson

Affiliate
Tel: 2147536547

Connect with Novae

Novae, LLC BBB Business Review
© Novae - All Rights Reserved
© Novae - All Rights Reserved